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StarStream Variable Annuity Product and Fund Documents

Variable Product Initial Summary Prospectus Updating Summary Prospectus Statutory Prospectus Statement of Additional Information Separate Account Financials
StarStream Summary Prospectus Summary Prospectus Statutory Prospectus SAI SAI

Available Variable Portfolios

Variable Portfolios Summary
Prospectus
Statutory Prospectus Statement of Additional Information Annual Shareholder Report Annual Financial Statements Semi-Annual Shareholder
Report
Semi-Annual Financial
Statements
Q1 Holdings Q3 Holdings
AVIP Balanced Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
AVIP BlackRock Advantage Large Cap Value Portfolio (Class II) N/A N/A N/A N/A N/A N/A N/A N/A N/A
AVIP BlackRock Advantage International Equity Portfolio (Class II) N/A N/A N/A N/A N/A N/A N/A N/A N/A
AVIP Bond Portfolio (Class II) N/A N/A N/A N/A N/A N/A N/A N/A N/A
AVIP Constellation Managed Risk Balanced Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
AVIP Constellation Managed Risk Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
AVIP Constellation Managed Risk Moderate Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
AVIP Core Plus Bond Portfolio (Class II) N/A N/A N/A N/A N/A N/A N/A N/A N/A
AVIP High Income Bond Portfolio (Class II) N/A N/A N/A N/A N/A N/A N/A N/A N/A
AVIP Fidelity Institutional AM® Equity Growth Portfolio1 (Class II) N/A N/A N/A N/A N/A N/A N/A N/A N/A
AVIP Growth Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
AVIP Intech U.S. Low Volatility Portfolio (Class II) N/A N/A N/A N/A N/A N/A N/A N/A N/A
AVIP Moderate Growth Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
AVIP Moderately Conservative Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
AVIP Nasdaq-100® Index Portfolio2 (Class II) N/A N/A N/A N/A N/A N/A N/A N/A N/A
AVIP S&P 500® Index Portfolio3 (Class II) N/A N/A N/A N/A N/A N/A N/A N/A N/A
AVIP S&P MidCap 400® Index Portfolio4 (Class II) N/A N/A N/A N/A N/A N/A N/A N/A N/A
American Funds IS® Growth Fund (Class 4) N/A N/A N/A N/A N/A N/A N/A N/A N/A
American Funds IS® Growth-Income Fund (Class 4) N/A N/A N/A N/A N/A N/A N/A N/A N/A
American Funds IS® Global Growth Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Fidelity® VIP Contrafund℠ Portfolio5 (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Fidelity® VIP Equity-Income Portfolio℠ 5 (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Fidelity® VIP Government Money Market Portfolio5,6 (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Fidelity® VIP Mid Cap Portfolio5 (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Franklin Income VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Goldman Sachs U.S. Equity Insights Fund (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Invesco V.I. Comstock Fund (Series II) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Janus Henderson VIT Balanced Portfolio (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Janus Henderson VIT Global Research Portfolio (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Janus Henderson VIT Overseas Portfolio (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Janus Henderson VIT Research Portfolio (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
MFS® Mid Cap Growth Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
Nomura VIP Asset Strategy Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
PIMCO Income Portfolio (Advisor) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings
PIMCO Real Return Portfolio (Advisor) Summary Prospectus Statutory Prospectus SAI Annual Report Annual Financial Statements Semi-Annual Report Semi-Annual Financial Statements Q1 Holdings Q3 Holdings

1 Fidelity Institutional AM is a registered service mark of FMR LLC. Used with permission.

2 The Nasdaq-100®, Nasdaq-100 Index®, and Nasdaq® are registered trademarks of The NASDAQ OMX Group, Inc. (which with its affiliates is referred to as “NASDAQ OMX”) and have been licensed for use by AuguStar®. The portfolio and our products have not been passed on by NASDAQ OMX as to their legality or suitability. NASDAQ OMX does not sponsor, endorse, sell or promote the portfolio or our products. NASDAQ OMX MAKES NO WARRANTIES AND BEARS NO LIABILITY WITH RESPECT TO THE PORTFOLIO OR OUR PRODUCTS.

3 The S&P 500® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Constellation Investments, Inc. (“CINV”) Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by CINV. The S&P 500® Index Portfolio of AuguStar Variable Insurance Products Fund, Inc. is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.

4 The S&P MidCap 400® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Constellation Investments, Inc. (“CINV”) Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by CINV. The S&P MidCap 400® Index Portfolio of AuguStar® Variable Insurance Products Fund, Inc. is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P MidCap 400® Index.

5 Fidelity, the Fidelity Investments Logo, Contrafund and Equity Income, are registered service marks of FMR LLC. Used with permission.

6 You could lose money by investing in the Fidelity VIP Government Money Market Portfolio. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, and the fund's sponsor, have no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time. The fund will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund's weekly liquid assets fall below 30% of its total assets because of market conditions or other factors. The 7-day yield is net of all recurring contract fees and charges, is prorated and more closely reflects the current earnings of the Fidelity VIP Government Money Market Portfolio than the total return.

Not a deposit | Not FDIC insured | Not guaranteed by any bank | May lose value | Not insured by any government agency

This material is not a recommendation to buy or sell a financial product or adopt an investment strategy. Investors should discuss their specific situation with their financial professional.

Annuities are long-term products designed for retirement. Early withdrawals may incur charges, and taxable amounts are subject to ordinary income tax. If taken before age 59½, an additional 10% federal tax may apply. Variable annuities involve investment risk, including possible loss of principal. The contract value may be more or less than the total amount invested. Optional features benefits come with additional fees, restrictions, and limitations. Tax-qualified plans like IRAs and 401(k)s are tax-deferred regardless of annuity funding.

Variable annuities and their underlying funds are sold by prospectuses. The prospectus contains important information about investment objectives, risks, fees, and expenses. Please read it carefully before investing. PDFs of prospectuses are available from this page, your financial professional, or by calling 888.925.6446.

Variable annuities and the variable portfolios, and underlying funds, are not insured or guaranteed by the FDIC or any government agency, are not a deposit and are subject to risk, including loss of principal.

Product features and benefit availability may vary by state. Issuer is not licensed to conduct business in NY. State variations to contract form series and rider series may apply.

All contract and optional benefit guarantees are subject to the claims paying ability of AuguStar Life Insurance Company.

The variable annuity product is issued by AuguStar Life Insurance Company and distributed by AuguStar Distributors, Inc., Member FINRA.